Thursday, October 31, 2019

Presence Essay Example | Topics and Well Written Essays - 250 words

Presence - Essay Example Website is a collection of pages or files that is present in the ‘cyberspace’, containing information and other details on a particular subject or subjects. These websites have virtual presence and their physical presence is the web servers. As the files and pages, which are visible on the website, have to be stored in some physical location, web servers play that part. â€Å"A server in this context is a computer that holds the files for one or more sites. On one hand, a very large Web site may reside on a number of servers that may in different geographic locations.† (whatis.com). Websites are developed and put online by several organizations, entities, individuals, etc to fulfil various purposes. Firms, which do business on the web has to be more concerned about presence particularly website presence, because many customers and other stakeholders of a web business will tend to know the company only through its website. (Schneider, 2008). Only if the firmâ€℠¢s online presence is optimally visible and accessible to prospective customers, it can succeed. To fortify their online presence, firms have to develop website, which is user-friendly, loaded with apt details, have a distinct and interesting look, etc.

Tuesday, October 29, 2019

Memo Essay Example | Topics and Well Written Essays - 750 words

Memo - Essay Example The challenge has been brought forth due to the over consumption of oil by the nation and the recent developments in global warming and its connection to some energy sources. The Government and supporting organization have continued to develop energy sources, which are cleaner, and efficient. This has mostly been experienced in the domestic energy sector. More households have taken up renewable energy sources in the form of wind, geothermal, hydro, marine and solar energy to provide for their needs. Renewable energy comprises of just over 6 percent of the total energy used in the United States, but this figure is set to grow given the technology advancement within the energy field (Worldwatch Institute, 2006, p.6). On the other hand, fossil fuels which are non renewable (Miller & Spoolman, 2012, p.370) still account for the majority share of the national energy consumption with a figure of 85% (Worldwatch Institute, 2006, p.6) Energy and Pollution A study in 2002 by the Journal of th e American Medical Association states â€Å"exposure to air pollution poses the same risks of dying from lung cancer and heart disease as does living with a smoker.† (Worldwatch Institute, 2006, p.18). ... Lead, mercury and arsenic are some of the toxic metals that are released during combustion at source and during consumption. Coal is said to emit approximately 48 tons of mercury in the air annually combined with oil they produce 42 percent of such emissions (Worldwatch Institute, 2006, p.18). Studies have shown that these emissions are directly affecting American women of childbearing age because their blood mercury concentration is high enough to kill a growing fetus (Worldwatch Institute, 2006, p.18). Water pollution is a resultant effect during energy production from fossil fuels. Water is needed for cooling in power plants and the discharge contains heat and chemicals which pollute land and water where it is released (Miller & Spoolman, 2012, p.383). Energy Sources There are numerous sources of energy that can be used in combinations to provide for all kinds of energy needs such as heating, transportation and electricity. These sources can be divided into two for renewable and n on renewable sources such as fossil fuels. America needs to improve on its renewable energy sources to cut on costs of purchasing fossil fuels from other countries, instead focus on becoming self sustaining by use of renewable sources (CSIS, 2011, p.5). The growing tensions, change in political ideologies and security concerns with oil producing countries have over the years increased risk of over reliance on oil imports (CSIS, 2011, p.14). This has seen the threat of war and fuel import restrictions between the countries grow. This has led America to seek other sustainable alternatives within its borders. Nuclear, it is used mostly in the production of electricity by boiling water to

Sunday, October 27, 2019

Comparison Between English and Chinese Language

Comparison Between English and Chinese Language Language is a combination of human-beings history and culture, containing various aspects of social characteristics such as : national consciousness, historical culture, customs etc. And language serves as dress of thought, thoughts are always expressed by words, without thinking, words and language would be meaningless. Meanwhile, the different cultural background and cultural tradition make Chinese and Western in a different pattern of thinking. Vocabulary is the most basic and important materials of building language. So cultural diversity incarnate vocabulary as the most outstanding part. Most of the words do not have a literary meaning, but with a implied meaning, symbol meaning, figurative meaning and connotation meaning, and also endow a word with emotion color. Since ancient times, animals are closely related to human activities. Myths, fairy tales are often related to all kinds of animals in both western country and eastern country. In these literary works, animals are often endowed with human qualities and characteristics. Due to the different culture, the connotative meaning of these vocabulary is generally different. This article, from the angle of linguistic and lexicology side, compare and analysis the animal vocabulary in English and Chinese, in order to reveal the similarities and differences between Western and Chinese culture. Key words: Animal vocabulary, culture, connotation I. Absolute equivalents between English and Chinese. What I called absolute equivalents is not only means the same basic or denotative meaning but also the roughly same cultural connotation and this is called culturaloverlaps. For example: wolf, an wild animal looks like a big dog. In English , wolf often used to describe a pervert man. We have the same meaning in Chinese. They both developed with the greedy characteristics of wolf .Lamb in English refers to a gentle, meek person, also Chinese have the same feeling when they say this world. Take another world fox, we often see as cunning as a fox, in Chinese, fox has also the same meaning of cunning, refers to a wily people. Similarly: as cheerful as a lark; as busy as bee; as fat as a pig; as dull as an ass. All of these animal words express the same meaning no matter in Chinese or English. It reflect the common of the two cultures. People of different culture are living in the same earth. For most of them, the natural environment and some living conditions are similar, so there are a lot of words have the same meaning. These shows the similary of culture. II. Partial equivalents between English and Chinese Vocabulary between Chinese and English which have the different literary meaning, but can express the same connotation meaning, I called it partial equivalents vocabulary. That is to say, two different anima word share a same culture connotation. Eg: cattle(ox) ,plays an important role in Chinese life, cattle, the basis of farm work, plough in the form land and dedicate beaf, milk, people raise them, use them, like them, and respect them. So Chinese people often say as strong as ox to describe a man with strength, but in English we want to express the same meaning, we have to use as strong as a horse. It originated in eastern and western ancient farming methods. British us horses to cultivate land in early times. So they use horse to share the same meaning while Chinese uses cattle. Lion has a rich cultural connotation in English, the image of a lion is brave, imposing manner and majesty. And it is called the king of beasts, so there is alionheart (warriors), majesticasalion (as gr and as a lion), alterarylion (literary celebrity) sayings. The British treat the lion as their symbol of the nation, The British lion which refers to the British. In the culture of the Chinese nation, the lion had not that much connotation, instead, the similar association is tiger . In the national opinion, the tiger is the king of beasts, it refers to prowess, majesty. In Chinese, the tiger replaced the lions position. Similarly, English use a black sheep while Chinese use horse to describe a timid defenseless simpleton who is readily preyed upon; as timid as a rabbit (mouse instead in Chinese) to express a person who is timorous. These kind of vocabulary reflects the difference between Chinese and Western culture. English and Chinese people created synonyms according to their own experiences, but each pair of synonyms were used different animal words, this is mainly due to differences such as mode of production, thinking habits and customs, etc between English and Chinese .Based on the same concept, they have different association, so they use different metaphors to refer to these words. III. Conflict vocabulary between English and Chinese Conflict vocabulary means the English and Chinese language share the same basic meaning, but the cultural connotation is different, even opposite praise or blame meaning of animal words in the two kinds of culture. The association of people would be totally different sometimes. Dragon has rich cultural meanings in Chinese. It symbolizes the Chinese nation. For Chinese people, a dragon is something sacred and has been referred to as the ancestor of the Chinese nation-that is why Chinese call themselves the descendents of dragon. In ancient time, people thought dragon is a mythical animal with great power. It symbolized the king in feudal society. so the king were called sons of dragons. Also parent would like their children to be like dragon, they often name their children with dragon because they hope their children can amount to something when grew up. So Chinese people are very respect to dragon .But in western culture, people think that dragon is an large animal that has wings and a long tail and can breathe fire. So they think dragon is a very dangerious and winged monster that will kills and eats people. In English, dragon symbolize evil or a woman who is fierce, unpleasant or has bad temper. Similarly, dog, phoenix and so many other animal words have totally different connotation in English and Chinese . so these kinds of words make a big trouble for English learners or Chinese learners. In conclusion, animal vocabulary in English and Chinese language have similar meaning but more different culture connotation .While the development of culture in Chinese and English, the vocabulary developed as well. The differences in culture connotation varies from many aspects of culture such as religion, customs, living habits, stories. So culture acts a very important role in animal vocabulary. When we learn a foreign vocabulary, do not only know its literary meaning, but find the relations and difference between the mother language and foreign one, and pay much attention to the culture background and culture connotation.

Friday, October 25, 2019

Quines Physicalist Epistemology :: Philosophy Theories Papers

Quine's Physicalist Epistemology Quine, in his article "In Praise of the Observational Sentence," claims to establish naturalized epistemology and the work of science as a realist mapping of the world. Invoking Rorty's criticisms of foundationalism from Philosophy and the Mirror of Nature, this paper analyzes Quine's observational sentence by discussing the unresolved issue of justification. It discusses whether a causal explanation can be a justified true belief and adequate "grounding" of knowledge. I suggest that the criticisms of Quine bypass similarities between Rorty's position and Quine's. Such polemic positions - characteristic of the postmodern/modern debate - imply a false dichotomy. These criticisms of justification and grounding are best understood as a means to argue for eclectic viewpoints of human understanding. I conclude that Wittgenstein's idea of "human life form," or world-picture, provides further context for insisting upon interdisciplinary dialogue in lieu of an assumed hierarchy of specialize d sciences. In his Philosophy and the Mirror of Nature, Richard Rorty argues that Quine's doctrines of indeterminacy of translation and ontological relativity call for the end of epistemology. Nonetheless, Rorty criticizes Quine's physicalist stance. According to Rorty, Quine's claim that observation sentences are a foundation for empiricism contains a contradictory ontological bias. In a more recent article "In Praise of the Observation Sentence" (1993), Quine allegedly clarifies his physicalist epistemology addressing criticisms analogous to Rorty's. Quine states that naturalized epistemology is not a theory about an "internal domain of qualia;" it is an "intermediate position" between what Quine calls "old phenomenalism" and anti-epistemology. (1) He argues that observation sentences entail observations of the world itself that are not entirely subjective. Consequently, in comparison to "old," that is, analytical phenomenalism, Quine claims that his use of language and logic is a "more realis tic rational reconstruction" of knowledge. (2) In this paper, I examine Rorty's challenge that Quine's physicalist claims are contradictory and Quine's recent defense. I conclude that Quine's position is not inconsistent although his "intermediate position" within epistemology remains controversial. Overview of Quine's Intermediate Position on Observation For Quine, classical epistemology has its most recent roots in British Empiricism. Consequently, according to Quine, epistemology's primary concern has been to clarify how we derive natural knowledge from sense data. The link between observation and the natural world is allegedly a resource for privileged access to such natural knowledge. Quine in parallel to classical epistemology asserts that "perceptual similarity is the basis of all learning, all habit formation, and it is testable in people and other animals by the reinforcement and extinction of conditional response.

Thursday, October 24, 2019

Assessing the Dependency of Teamwork Dynamics to Cultural Differences Essay

A debate whether a heterogeneous or a homogeneous team is easier to handle and manage has been going on for years. Companies, firms and even organizations are starting to make teams as the basic unit of their operations. Due to this trend, organizational researchers started to study the correlation between the composition of the team and the teams’ output (Earley & Mosakowski, 2000, p. 26). Organizational composition in terms of the homogeneity and heterogeneity of the team composition is commonly studied through the comparative advantages that each type of composition can give to a working team (Schippers, Hartog, Koopman, & Wienk, 2003, p. 779). This research paper will try to address the issue at hand in the same manner as most organizational researchers do; this research paper will compare homogeneous and heterogeneous team compositions through the advantages they can give to their teams. The hiring structure of most organizations, companies and firm includes a set of qualification that seeks to sift through the applicants not in terms of credentials but also in terms of their backgrounds (Prat, 2000, p. 3). These sets of qualifications are commonly structured in their own ways to create a homogenous or a heterogeneous team, depending on the position of the hiring party in terms of its team composition preference. Before moving on to the advantages of the two-team compositions, it should be noted that the basic differences between the two-team compositions are its team members’ culture. Culture embodies the system of shared meanings (Gibson C. B. , 2004). It can even be said, that culture attributes the different reactions of the team members in different managerial approaches and team objectives (Gibson C. B. , 2004). Furthermore, the probability of success and efficiency in team is dependent to the culture of its team members. Identifying the difference between leading a homogeneous team or a heterogeneous team can be easily discussed through the extent by which team members share a certain culture. In modern day organizational researches, culture sharing is not the only difference. Factors such as efficiency, efficacy of the leading model, output capabilities and even conflict resolution mechanisms are considered in organization researches that address homogeneous and heterogeneous team compositions. Describing the actual leadership process in these two team compositions would lead to the discussions on team cohesiveness. Team cohesiveness is the degree by which members of a group (both hetero and homo) are attracted to the team (Wendt, Euwemab, & Emmerik, 2009, p. 359). It can be said, that team cohesiveness embodies the reasons for joining a team and expected incentives for joining the team (Wendt, Euwemab, & Emmerik, 2009, p. 359). Team cohesiveness is present in both homogeneous and heterogeneous team compositions. However, the burden of insuring that the team would function is not directly related to the team composition; it is also determined by the leadership style in the team. Leading leadership styles such as directive and supportive styles have two very different effects to the team depending on the team composition. The exclusivity of the shared culture in homogeneous teams can work better with directive leadership such as seen in autocratic countries (Wendt, Euwemab, & Emmerik, 2009, p. 360). On the other hand, supportive leadership can work better with heterogeneous team composition since the differences in the shared culture of the team can be compensated for by the support that the leadership style offers (Wendt, Euwemab, & Emmerik, 2009, p. 360). Interchanging the two leadership styles in heterogeneous and homogeneous team compositions can result to high probability of team inefficiency and failure. Following this logic, it can be said that the leadership style would determine the difference between these two team compositions; a certain â€Å"fit† must be properly addressed. After discussing the needed â€Å"fit† in the leadership style and the team composition, advantages in terms of properly leading a homogeneous team or a heterogeneous team can now be established. Having a heterogeneous team implies that a team leader would have members with different recognitions of shared culture. Due to this, the team leader can expect different opinions and a wide range of ideas to be articulated by the team members (Gibson & Vermeulen, 2003, p. 207). This setup is seen in companies that operate on a high technology level. Technology based companies tend to function in a transnational level; this allows the companies to have an experience in having a heterogeneous team to deal with their operations. The diverse pool that the company can easily access to creates a working environment, which is perfect for the creation of cohorts. According to other related researches, team members tend to speak out their idea or opinion if they have at least one team member that supports their idea (Gibson & Vermeulen, 2003, p. 207). This finding is the coined as the cohort formation in workplaces. Following this logic, leading a heterogeneous team has an advantage of being able to pool a good number of ideas and opinions due to the different shared cultures among the team members. Practically speaking, a heterogeneous team can come up with more possible solutions needed to address a problem as compared to a team with members that share a uniform culture. Heterogeneous team through its cohorts also has the advantage of creating a workplace, which is more conducive for a more receptive learning behavior (Gibson & Vermeulen, 2003, p. 209). The cohort formation that arises from a heterogeneous team creates subgroups that are more receptive to learning through experimentation; reflective communication and codification (Gibson & Vermeulen, 2003, p. 209). The psychological support provided by team members that share culture allows other team members to learn more (Gibson & Vermeulen, 2003, p. 210). These advantages of heterogeneous teams make many organizations, companies and firms to invest in the creation of a heterogeneous team. This trend is best seen in transnational companies’ attempts to outsource team members from different places around the globe to insure that their team has cohorts to cultivate better brainstorming activities (Earley & Gibson, 2002, pp. 230-232). Unfortunately, the advantages of having a heterogeneous team stop at the cohorts. Heterogeneous team, which is too heterogeneous in the sense that it does not allow the formation of cohorts tends to be counterproductive since its team members without some to share his or her culture with, becomes too protective of their ideas (Gibson & Vermeulen, 2003, pp. 212-213). In this situation, organizational researches recommend the full dismantling of the team or the inclusion of other team members that may allow that formation of cohorts within the heterogeneous team. Advantages in a homogeneous team are the extreme solutions to the disadvantages of a heterogeneous team. The probability that too much heterogeneity can impede team growth and efficiency can be cancelled out by adapting a homogenized team since the shared culture of the whole team will eradicate the cultural diversity that may have started the problems of a too heterogenic team (Mello & Ruckes, 2010, p. 1022). This is the primary advantage of homogeneous team- cohesion. Team cohesion is at its prime state if the subject team is a homogeneous team (WordPress. com, 2009). The strong sense of group cohesion in a homogeneous team allows the whole team to easily accomplish tasks and yield maximum productivity rates (WordPress. com, 2009, p. n. pag. ). The shared culture of a homogeneous team creates a sense of unity among the team members; that translates to achievements that are most probably unattainable for a common heterogeneous group. This is the primary and appears to be the only advantage in a homogeneous group. Unfortunately, it also has its share of disadvantages. The major disadvantage of a homogenous team is that the team is prone to make probable dumb decisions due to the strong sense of groupthink mentality present in this team composition (WordPress. com, 2009). This attributes of homogeneous team composition allows homogeneous teams to be the perfect team composition for productivity and goal oriented organizations, companies and firms. Conclusion: Heterogeneous and homogeneous team compositions have been existing ever since basic groups have been formed. The reason for their existence is the fact that each of this team composition provides a perfect fit for different organizational arrangements (Gamage, 2006, p. 57). The interplay between organizational cultures, team composition and the type of leadership determines the needed fit implied in this research paper. Conclusively, this research paper takes the position that homogeneous team composition is an advantage for organizations, companies and firms that are goal and production oriented, while heterogeneous team composition is an advantage for organizations, companies and firms that seek to provide solutions. The cohesive team culture cultured and enforced in homogeneous team composition allows a consolidated movement of the whole team towards the attainment of their team’s objectives. On the other hand, the differences of the team members of a heterogeneous team allow the utilization of the multi perspective orientations in the advantage of the whole team. The different ideas and cultural inclinations of a heterogeneous team allow the development of holistic solutions. These points when summed up results to a general idea that the team compositions’ effectiveness are dominantly dependent on the factors such as type of leadership and environment such as context of application. Bibliography Adams, S. K. (2007, July 30). Disciplinarily Hetero- and Homogeneous Design Team Convergence:Communication Patterns and Perceptions of Teamwork. Retrieved August 6, 2010, from www. scholar. lib. vt. edu: http://scholar. lib. vt. edu/theses/available/etd-08272007-114555/unrestricted/MastersThesis. pdf Adler, N. (1991). International dimensions of organi-zational behavior (2nd ed. ). Boston: PWS-Kent. Burke, S. , Wilson, K. , & Salas, E. (2010). Varying Team Composition to Examine the Effect of CulturalDiversity on Team Process and Cultural Adaptability. Retrieved August 6, 2010, from www. ftp. rta. nato. int: ftp. rta. nato. int/public//PubFullText/†¦ ///MP-HFM-142-18. doc Casmir, R. (1992). Third-culture building: A paradigm shift for international and intercultural communication. Communication Yearbook , 407-428. Cox, T. (1992). Cultural diversity in organizations. San Francisco: Berrett Koehler. Earley, P. C. , & Mosakowski, E. (2000). Creating Hybrid Team Cultures: An Empirical Test of Transnational Team Functioning. The Academy of Management Journal, Vol. 43, No. 1 , 26-49. Earley, P. , & Gibson, C. B. (2002). Multinational Work Teams: A New Perspective. Mahwah: Lawrence Erlbaum Associates, Inc. . Elron, E. (1997). Top management teams within multina-tional corporations: Effects of cultural heterogeneity. Leadership Quarterly , 393-412. Gamage, D. (2006). Professional Development for Leaders and Managers . Dordrecht: Springer Publications. Gibson, C. B. (2004). Building Multicultural Teams:Learning to Manage Homogeneity and Heterogeneity. Retrieved August 6, 2010, from http://web. gsm. uci. edu: http://web. gsm. uci. edu/~cgibson/Publication%20files/Articles/Crossing%20cultures%20chapter. pdf Gibson, C. , & Vermeulen, F. (2003). A Healthy Divide: Subgroups as a Stimulus for Team Learning Behavior. Administrative Science Quarterly, Vol. 48, No. 2 , 202-239. Leadershipreview. org. (2002). Research Synopsis: Creating Hybrid Team Cultures. Retrieved August 6, 2010, from www. leadershipreview. org: http://www. leadershipreview. org/2002winter/nelson_winter_2002. asp Mayo, M. (2005, September 2). Networks and Effectiveness in Work Teams: The Impact of Diversity. Retrieved August 6, 2010, from www. latienda. ie. edu: http://latienda. ie. edu/working_papers_economia/WP05-10. pdf Maznevski, M. (1994). Understanding our differences: Performance in decision-making groups with diverse members. Human Relations , 531-552. McGrath, J. (1984). Groups: Interaction and performance. Englewood Cliffs: Prentice Hall. Mello, A. S. , & Ruckes, M. E. (2010). Team Composition. Retrieved August 6, 2010, from http://finance. fbv. uni-karlsruhe. d: http://finance. fbv. uni-karlsruhe. de/download/Ruckes_TeamCompositionJB. pdf Prat, A. (2000, August 16). Shoul a Team Be Homogeneous? Retrieved August 6, 2010, from www. econ. lse. ac. uk: http://econ. lse. ac. uk/staff/prat/papers/sharedeer2. pdf Schippers, M. C. , Hartog, D. N. , Koopman, P. L. , & Wienk, J. A. (2003). Diversity and Team Outcomes: The Moderating Effects of Outcome Interdependence and Group Longevity and the Mediating Effect of Reflexivity. Journal of Organizational Behavior, Vol. 24, No. 6 , 779-802. Wendt, H. , Euwemab, M. C. , & Emmerik, I. H. (2009). Leadership and team cohesiveness across cultures. Retrieved August 6, 2010, from http://hettyvanemmerik. com: http://hettyvanemmerik. com/ScientificPublications/+Enl2009=Article_LQ_Wendt_Euwema_Van_Emmerik_Leadership_and_team_cohesiveness. pdf WordPress. com. (2009, March 10). Homogeneous or Heterogeneous Teams and Creativity. Retrieved August 6, 2010, from www. wordpress. com: http://asifjmir. wordpress. com/2009/03/10/homogeneous-or-heterogeneous-teams-and-creativity/

Wednesday, October 23, 2019

Thesis story

Being smart on handling one’s money is one of the fundamental ways how to become rich. The fact that money, no matter how much it is, can flee from our hands even in just mere seconds is a thing to keep in mind. So we should learn how to save and invest our money in a trust-worthy institution with good facility with a service admirable in regards to its quality. Banking is indispensable in the modern world as it connects savers and borrowers. If you are a â€Å"saver†, where would you save your treasures efficiently?Saving it on a chest or a vault is bold stupidity. Banks pay you interest because they loan your money to those who have ideas to use it. This is where â€Å"borrowers† enter. Banks do charge them interest but they will have money for innovative business ideas, providing jobs for people, and stimulating the economy. If you are a consumer, you can use banknotes as a medium of exchange. Remember, without banks, there would be no money for The Bangko Sen tral Ng Pilipinas (BSP) is a bank as well who produces money for the nation.Banks are  financial institution  and a  financial intermediary  that accepts  deposits  and channels those deposits into  lending  activities, either directly by loaning or indirectly through  capital markets. A bank is the connection between customers that have capital deficits and customers with capital surpluses. In other words, it is the middleman to those who are in need and to those who can give. There are two forms of banking institutions. A banking institution can either be a Government or Private banking Institution.The difference between the two is A Government bank is a bank where the Government has a minimum 51% or more stakes in that bank. A Private bank is a bank where the Government does not have any stake. But, both types of banks have to follow the same laws applicable to them. In either way, a bank no matter what form it is, will always make sure that our savings earn int erests and make the money they have in their hands rotate on the economy to provide financial growth. Statement of the Problem This study aims to assess the pproduactivity, profitability, and customer satisfaction of selected banking institution in Metro Manila.Specifically, it answered the following questions: 1. 0 What is the profile of the participants in terms of the following variable; 2. 1 Name of the bank 2. 2 Campaign Advertisement 2. 3 Vision 2. 4 Mission 2. 5 Foundation 2. 6 Number of Branches 2. 7 Subsidiaries and Affiliates 2. 8 Number of Employees 2. 0 What are the things involve in the production of each respondents in terms of: 2. 1 Organizational Chart 2. 2 Management Plans and Principles 2. 3 Product and Services 3. 0 What is the status of the respondents with regards to the profitability of the institution under two conditions: 3. 1 Financial Statement Prior Year . 2 Financial Statement Current Year 4. 0 What is the standing of satisfaction of customers in the resp ondents’ way of production in terms of: 4. 1 Security of the customers’ deposits 4. 2 Interest return offered 4. 3 Effectiveness of respondents’ products and services 4. 4 Service Comfortability 4. 5 Affordability of Interest payable in loans 5. 0 Is there any significant relationship between profitability, pproduactivity, and customer satisfaction when the respondents are group according to their profile? Hypothesis There’s not much of any difference between the operations of a government and a privately owned bank.The factors that affect the iinvestors to choose are the offers, location, and services. Significance of the Study The purpose of this study is to provide information and answer the stated problems to help those who are in need if they will be investing. Through this study the future readers may find out what are the factors to consider when putting their investment in the line. This study conducted can be help in any of the readers: Iinvestor s / Potential Iinvestors – To identify and be aware how to invest their money and feel safe and lessen the risk about the decisions they will make.Job Seekers – be able to know where to file their application and put their talents and skills in full potential. Future Seekers – This study will serve as guide for future researchers who will conduct a study with about this topic. Further research should be made regarding this topic. Scope and Limitation of the Study This study was conducted to know the status of pproduactivity, profitability and customer satisfaction of selected banking institution in Metro Manila. The researchers focused on three banking institution which are MetroBank of Metropolitan Bank, Bank of the Philippine Islands and Landbank of the Philippines.